Understanding disability types

Injured employees applying for help may find that there is much more to workers' compensation than they realized. Each state has specific guidelines detailing how the injury will be rated and how much support will be given. While many people believe that only severely debilitating injuries will be covered, Kentucky residents may be surprised to find that there is a broad range of accepted claims.

The actions leading to the injury and location where it occurred are not the only things that are important to include in a claim. Medscape states that the severity of the injury will be determined in different pieces, including whether the injury will be termed an impairment or a disability and how long the injury is expected to last.

Disabilities affect how well the injured party is able to perform certain actions. These restrictions and limitations will make accomplishing tasks more difficult than they would be for uninjured human beings. Impairments, on the other hand, refer to the loss of use of any function or body structure. This loss must be proven with medical testing, but can result from diseases or other health conditions.

Doctors will classify the injury based on how severely it affects the person's life and ability to perform daily functions. This can be termed total or partial and will affect whether or not benefits will be offered. The Social Security Administration states that injured workers in Kentucky can fall under the category of Permanent Partial, Permanent Total or Temporary Total disability and qualify for designated benefits in each.

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