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How Many Years Must I Wait Before I Can Re-file Bankruptcy?

In most cases an individual must wait 8 years to file a new Chapter 7 case and 4 years to file a Chapter 13 bankruptcy case.  However, a debtor can file a new Chapter 13 bankruptcy case after two years if the prior bankruptcy was also a Chapter 13 bankruptcy.  The time periods in either case are measured from the commencement dates of the respective cases. The dates of discharge have no bearing on the disqualification.

A debtor may be able re-file a Chapter 13 bankruptcy immediately after a dismissal of a prior Chapter 13 bankruptcy, however there are many issues and ramifications involved and an attorney knowledgeable in bankruptcy should be contacted.  Fruend, Freeze & Arnold with offices in both Williamstown and Cold Spring can help.  Contact them at 859-824-3361.

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Gatlin Voelker,PLLC

Gatlin Voelker, PLLC
2500 Chamber Center Dr. Ste. 203
Fort Mitchell, KY 41017

Phone: 859-781-9100
Fax: 888-456-9179
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Call : 859-781-9100