May 2011 Archives

WHAT IS AN INDEPENDENT MEDICAL EXAMINATION (IME)

If you are currently on Workers Compensation Benefits and your adjuster advises that you are to go and see a doctor for an Independent Medical Exam or IME, please do not think that it is truly an "independent" exam. It is an exam being paid for by the workers compensation carrier, many times to second guess the opinion/treatment of your treating Doctor. A better term is DME or Defense Medical Exam.

What Is an Independent Medical Examination (IME)

If  you are currently on Workers Compensation Benefits and your adjuster advises that you are to go and see a doctor for an Independent Medical Exam or IME, please do not think that it is truly an "independent" exam.  It is an exam being paid for by the workers compensation carrier, many times to second guess the opinion/treatment of your treating Doctor.  A better term is DME or Defense Medical Exam.If you live in Boone, Campbell, Kenton, Gallatin, Grant or Pendleton Counties and have been injured at work, please call Brandon  Voelker 859-781-9100 for a free consultation.

IF I FILE BANKRUPTCY WILL MY FRIENDS AND FAMILY FIND OUT

This is a common question, because obviously a decision to file bankruptcy is difficult.  Bankruptcies filings are public documents, but in order to access a person must have a pacer account, which would be uncommon for a non-lawyer.  Many people are familier with the Community Newspapers running police reports, criminal and civil court cases.  This is not the case in bankruptcy. If you are in Boone, Kenton, Campbell, Grant, Pendleton, Bracken or Gallatin Counties and want to learn how bankruptcy may help you, please call Brandon N. Voelker at (859) 781-9100 or (859) 824-3361, for a free consultation.

CAN I LOWER MY HOUSE PAYMENT IN BANKRUPTCY

Sometimes.  In the event you have a second mortgage that exceeds the fair market value of your home, you may be able to strip off the lien in a Chapter 13.  For example, if you have a $100,000 home, with a $100,000 first mortgage and $50,000 second mortgage, the second mortgage may be able to be stripped off.If you are a person struggling with your house payment in Boone, Kenton or Campbell County, please call Brandon N. Voelker, (859) 781-9100 to set up a free consultation.

CAN I LOWER MY HOUSE PAYMENT IN BANKRUPTCY

Sometimes. In the event you have a second mortgage that exceeds the fair market value of your home, you may be able to strip off the lien in a Chapter 13. For example, if you have a $100,000 home, with a $100,000 first mortgage and $50,000 second mortgage, the second mortgage may be able to be stripped off.

IF I FILE BANKRUPTCY WILL MY FRIENDS AND FAMILY FIND OUT

This is a common question, because obviously a decision to file bankruptcy is difficult. Bankruptcies filings are public documents, but in order to access a person must have a pacer account, which would be uncommon for a non-lawyer. Many people are familier with the Community Newspapers running police reports, criminal and civil court cases. This is not the case in bankruptcy.

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Gatlin Voelker,PLLC

Gatlin Voelker, PLLC
2500 Chamber Center Dr.
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Fort Mitchell, KY 41017

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