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Can I Keep My House and/or Car in A Chapter 7 Bankruptcy

The simple answer is yes, many times people say I do not want to file on my house/car.  Bankruptcy law requires that you list all your debts, which includes your mortgage and car payments.  A Chapter 7 bankruptcy also include a Statement of Intention for all of your secured debts. On this form, a Debtor will advise creditors whether they intend to keep their secured home or car, and advise the manner in which they desire to retain the house or car.  Reaffirmation is when the Debtor enters into an agreement that will continue on once the bankruptcy is discharged and a redemption is when a person asserts a value to secured property and if the creditor does not oppose, the person can pay the creditor that amount of money and retain a car or other similar personal secured property.  There are funding entities that will lend monies for a debtor to redeem collateral.  Gatlin Voelker PLLC will help you determine the best manner in which you may keep your home, car or other secured property.

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Gatlin Voelker,PLLC

Gatlin Voelker, PLLC
2500 Chamber Center Dr. Ste. 203
Fort Mitchell, KY 41017

Phone: 859-781-9100
Fax: 888-456-9179
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Call : 859-781-9100