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The importance of workers' compensation laws

Before we had worker's compensation laws in Kentucky, it was much more difficult for injured workers to receive any disability payments. Many times employees were forced to sue their employer to recover lost wages and medical expenses. It was difficult for the employee because the employer would claim that the risk of injury was part of the job or that the employee was somehow to blame for his or her injury.

In the rare case that an employee won the employer was often unable to pay what was owed. This caused some businesses to file bankruptcy or close their doors. This had negative ramifications for other employees who relied on their paychecks to support their families.

The purpose of Kentucky Workers' Compensation

In 1914 Kentucky enacted the Workers' Compensation Act. In 1916 it was modified to include voluntary acceptance. Today the law has voluntary rejection.

The Kentucky Workers' Compensation Act puts the responsibility of workplace injuries and disease on the industry, not the individual, society or the business. It is a law that all Kentucky employers must have workers' compensation insurance.

But there are still hurdles for injured workers to overcome. One of these is to know your rights. All too often workers rely on the insurance adjuster for information. The insurance adjuster's job is to protect the interest of the insurance company, not help you recover as much compensation as you are legally due.

What you can do to protect yourself

This is why it is so important if you are injured on the job to:

  • Know your rights
  • Speak with your own attorney
  • Seek medical evaluations from doctors with whom you feel comfortable. You do not need to see the medical professional that your employer or the insurance company recommends.

If you were injured on the job it is a good idea to speak with an attorney who works with workers' compensation claims. An attorney can help to ensure that you receive accurate and fast compensation for lost income and medical costs.

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Gatlin Voelker,PLLC

Gatlin Voelker, PLLC
2500 Chamber Center Dr. Ste. 203
Fort Mitchell, KY 41017

Phone: 859-781-9100
Fax: 888-456-9179
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Call : 859-781-9100