If I'm hurt at work, what will I get from workers' compensation?

Northern Kentucky workers know that they likely have a rightful claim to compensation if they are hurt in an accident at work. However, actually obtaining these benefits can be rather complicated, and you may find it beneficial to make the effort to fully understand your rights. When you know your rights, you will be able to protect your entitlements. 

Workers' compensation benefits are available to individuals who get hurt while at work, in a work-related accident or get sick with an occupational disease. The type, amount and duration of the benefits you may receive will depend largely upon the nature of your accident and the type of support you need for a full recovery.

Types of benefits you may receive

The intent of workers' compensation benefits is to provide employees with financial and practical support so they can get better and get back to work. What this means for you specifically depends on your limitations because of your accident and the type of care you need. Injured workers may be able to secure compensation and benefits related to the following:

  • Compensation for a portion of your lost wages
  • Medical care
  • Rehabilitation and therapy
  • Recompense for any permanent injuries
  • Retraining for a new job, if necessary

It can be beneficial to take quick action after a work accident to learn about the benefits to which you have a rightful claim. It is possible that your initial claim could come back denied, but that does not mean that you have to give up. You can continue your fight through an appeal.

Workers' compensation benefits are only available for work-related injuries or illnesses. If you were hurt while under the influence of alcohol or drugs, due to violating a safety policy or if the injuries were self-inflicted, you may not be eligible for this type of financial support.

What you should know to protect yourself

Knowing your rights is important, as is knowing what you should do in the event that you suffer an injury in the workplace. It is also beneficial to know your employer's procedures for filing a workers' compensation claim. 

You would be prudent to know how to protect your interests in the event of a work accident or how to seek support if you are already dealing with a work accident injury. The workers' compensation claims process can be complicated and daunting, but you have the right to guidance from the initial stages of your claim.

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