Understanding Kentucky car accident compensation laws

On Behalf of | Nov 24, 2021 | Personal Injury |

In a typical car accident scenario, injured victims believe they deserve the maximum amount of compensation for their harm. In most situations, our staff agrees. Unfortunately, even victims are bound by the limits of each state’s injury compensation laws.

Kentucky has fewer limits or restrictions on accident compensation, but it is still wise to learn about these laws. That way, you can form a fairly accurate idea of how much compensation you are entitled to receive in the aftermath of your accident-related personal injury.

Damages available after a car accident

Unlike many other states, Kentucky does not cap the dollar amount of any damages available after suffering vehicle accident injuries. However, the state does pose a strict time limit for those seeking personal injury damages. You have only one year from the date of the crash to file a claim.

The possible damages you may acquire after your accident include:

  • Costs of repairing or replacing your vehicle (or rental car costs)
  • Reimbursement of your injury-related medical expenses
  • Replacement of wages or income lost due to the crash injury
  • Non-economic damages like pain and suffering

In the case of death, surviving family members (spouse, children, etc.) may seek damages based on the loss of companionship or affection.

If you contributed to the car accident, you will likely lose a portion of your damages. State courts assign percentages of fault to each driver in an accident claim if it leads to litigation. For example, if a judge finds you 20% to blame for the accident, your damages will decrease by 20%, too.

Learn more about car accidents and injuries in the Covington, Kentucky area. This information will prove invaluable as you decide whether to file an insurance claim or lawsuit in your case.